Question 1

Is this crowdfunding?

Accepted Answer

No. Crowdfunding typically pools money through a platform in exchange for a financial return. BrickPact does not pool or hold funds. It coordinates groups around a project’s own legal structure, and participation follows separate legal documentation.

Question 2

Does the platform collect money?

Accepted Answer

No. The platform does not hold project funds or process investment payments. Funding follows the project’s legal entity, escrow arrangement, or a direct contractual route agreed within the structure.

Question 3

Do you provide loans?

Accepted Answer

No. BrickPact does not provide loans or credit of any kind. It is a co-development structuring platform, not a lender.

Question 4

Is there interest?

Accepted Answer

No. The platform does not charge or pay interest. Any economic outcome for participants is defined by the project’s legal documentation, not by an interest arrangement with BrickPact.

Question 5

How does the platform make money?

Accepted Answer

The platform is paid an origination and coordination fee, generally 2.5%–3.5% of the estimated total development cost. This is configurable per project. Optional coordination fees may also apply. Fees relate to structuring and coordination work, not to holding or investing funds.

Question 6

What is the platform fee?

Accepted Answer

The core fee is an origination and coordination fee, typically in the range of 2.5%–3.5% of the estimated total development cost, set per project. Any additional coordination fees are disclosed within the relevant project documentation.

Question 7

How are legal documents handled?

Accepted Answer

Legal and project documents are made available for review before any commitment is expressed. Participation is subject to separate legal documentation, which you should review with your own independent professional advisers.

Question 8

What happens if a project does not reach enough subscribers?

Accepted Answer

A project that does not reach the required subscriber threshold may not proceed. Because the platform does not hold funds, there is no pooled capital to return; any arrangements are governed by the specific legal documentation for that project.

Question 9

What happens if costs increase?

Accepted Answer

All figures on the platform are indicative estimates, and development costs can rise. How cost changes are handled — including any additional contributions — is defined by the project’s legal structure and documentation, which participants review before committing.

Question 10

What happens if a subscriber defaults?

Accepted Answer

The consequences of a participant default are set out in the project’s legal documentation. This may affect allocation, timelines, or the standing of the defaulting participant, as defined by that structure rather than by the platform.

Question 11

How are units allocated?

Accepted Answer

Allocation methods are defined per project and may include first-commitment priority, lottery, auction premium, or committee allocation. The applicable method is disclosed in the project documentation before commitment.

Question 12

Are returns guaranteed?

Accepted Answer

No. Nothing is guaranteed. Real estate development involves significant risk, including delays, cost overruns, regulatory changes, and partial or total loss of contributed capital.

Question 13

Who owns the land?

Accepted Answer

Land ownership sits with the project’s legal structure — for example an SPV, consortium, or entity defined in the documentation — not with BrickPact. The specific arrangement is described in each project’s documents.

Question 14

Who manages construction?

Accepted Answer

Construction is managed by the professionals appointed within the project’s governance structure, such as the sponsor, developer, and appointed consultants. Their roles and responsibilities are set out in the project documentation.

Question 15

How are disputes handled?

Accepted Answer

Dispute resolution is governed by the project’s legal documentation, which typically specifies the applicable law and process. Participants should review these terms with their own advisers before joining a structure.

Question 16

Can I exit before completion?

Accepted Answer

Any right to exit before completion depends on the project’s legal structure and documentation. Some structures allow transfer or exit under defined conditions; others do not. Review the relevant documents carefully before committing.

Question 17

Can diaspora buyers participate?

Accepted Answer

Diaspora buyers may be able to participate where local law and the project’s structure permit. Eligibility, tax, and regulatory considerations vary by market and individual circumstances, so independent professional advice is recommended.

Frequently asked questions.